January 1, 2026
Thinking about buying land or a ranch in Kerr County and wondering who controls the water? You are not alone. In the Hill Country, water is both an asset and a responsibility, and the rules can feel complex at first glance. This guide breaks down how Texas treats surface water and groundwater, what is unique about Kerr County’s geology, and the due diligence steps that protect your investment. Let’s dive in.
Texas treats water in two main categories. Surface water in rivers, creeks, lakes, and impoundments is held in trust by the State of Texas. Most uses require authorization through a permit system. Groundwater beneath your land has historically followed the rule of capture, but today local Groundwater Conservation Districts, called GCDs, can regulate wells and pumping.
For you as a buyer, this means you should not assume you can divert from a creek or pump unlimited groundwater. You need to confirm which set of rules applies to the specific water features on the property and what, if any, permits or registrations are required.
If a creek crosses your land, you do not automatically control its flow or have an unrestricted right to use the water. Surface water is generally managed by the state through permitting. There are narrow exemptions, such as certain domestic and livestock uses, but you should confirm details before planning any diversion or impoundment.
If a pond was built by damming a defined stream, a prior owner may have needed authorization. If the pond is fed by springs or runoff, it may not be subject to the same rules, but you still need to understand the source. Always verify whether any surface water authorizations exist and whether they run with the land.
Groundwater in Texas has long been guided by the rule of capture, but in practice your ability to pump is often limited by your local GCD. GCDs can require well permits or registrations, set spacing rules from property lines or neighboring wells, and cap production during drought.
In much of the Hill Country, private wells supply ranches and rural homes. Yields can vary widely, even on neighboring tracts, because of karst limestone and fractures. Drought can reduce well output and lower water levels. Plan to verify both sustainable yield and water quality as part of your contract.
Springs are common in the Kerrville area and can add beauty and utility. They also add complexity. Some springs discharge groundwater that stays on site. Others feed a defined channel that is part of state surface water. The legal treatment can differ depending on the setting. Take time to map the spring’s flow path, note seasonal changes, and confirm whether any state authorization is required for use or impoundment.
Kerr County includes karst limestone formations typical of the Edwards and Trinity systems. Karst can move water quickly through fractures and conduits. That can make well yields strong in some spots and limited a short distance away. It also means water can be more vulnerable to contamination from surface activities, especially where recharge is rapid.
Expect variability. One parcel may have a productive well at moderate depth, while a neighbor’s well is deeper with different quality. A site-specific approach is your best protection.
Use this checklist to protect your budget and your long-term plans.
Title and deed review
Confirm the water regime
Well and spring records
Shared wells and easements
Ponds and impoundments
Regulatory and service checks
Environmental and contamination risks
Contracts and disclosures
Use this quick list on your first tour. It will save you time later.
A well is only as good as its sustainable yield and water quality. Start by reviewing the driller’s log for construction details. Then commission a pump test that runs long enough to mimic real use. Short tests can hide decline in yield under sustained demand.
On water quality, begin with the core panel: bacteria, nitrates, total dissolved solids, pH, and hardness. In some parts of the Hill Country, you may add radiological or metals testing. Use an accredited lab and sample after the system has been flushed and stabilized.
Shared wells are common on rural subdivisions and multi-parcel ranches. A well-crafted agreement should cover access for service, cost sharing, responsibility for pumps and pressure tanks, and what happens if one owner wants to expand or drill a new well. Make sure the agreement is recorded and runs with the land so it protects future owners too.
Drought can reduce well yields and trigger GCD curtailments. Some districts adjust allowable production during low aquifer levels or under emergency plans. If you plan to irrigate or support livestock at scale, ask the GCD how drought plans could affect operations. It is also wise to plan storage and conservation measures, such as larger cisterns or high-efficiency fixtures, to ride through dry periods.
Before you waive contingencies, assemble the paper trail.
Water is too important to leave to guesswork. Our advisory approach is built for Hill Country land and ranch purchases that demand careful due diligence. We help you frame the right questions early, coordinate third-party testing, and connect with local authorities so you can make a confident decision. If you are exploring a Kerr County purchase and want a clear, step-by-step plan, reach out to the Marjorie Group.
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